Terms & Conditions
1.1
Acceptance of Terms By accessing or using the EFG-HUB website, you agree to comply with these Terms & Conditions. If you do not agree, please stop using the Website immediately
1.2
Use of the Website Users agree to:
Use the Website only for lawful purposes.
Not disrupt, damage, or interfere with the Website’s functionality or security.
Not attempt unauthorized access to any part of the Website or its systems.
We may suspend or restrict access for any breach of these terms.
1.3
Intellectual Property Rights All Website content—including logos, text, graphics, media, branding, and software—is the property of EFG-HUB and is protected by copyright, trademark, and international intellectual property laws. No content may be copied, modified, distributed, or used commercially without prior written permission.
1.4
User Submissions Information, documents, or messages submitted must be accurate and lawful. By submitting content, you grant EFG-HUB permission to use it for service-related purposes.
1.5
Third-Party Links the Website may contain links to external websites. EFG-HUB is not responsible for their content, accuracy, or privacy practices.
1.6
Disclaimer of Warranties the Website is provided on an “as is” basis. EFG-HUB makes no warranties regarding:
- Accuracy of content
- Error-free operation
- Continuous availability
- Use of the Website is at your own risk.
1.7
Limitation of Liability EFG-HUB is not liable for:
- Losses or damages
- Business interruptions
- Data loss
- Technical failures
…arising from the use or inability to use the Website.
1.8
Changes to Terms EFG-HUB may update these Terms at any time. Continued use of the Website constitutes acceptance of the updated terms.
1.9
Governing Law These Terms are governed by the laws of the United Arab Emirates (UAE). Any disputes will be resolved under UAE jurisdiction.
2.
Privacy Policy
2.1
Introduction EFG-HUB is committed to protecting your privacy and ensuring the secure handling of personal information. This Privacy Policy explains how we collect, use, store, and safeguard your data.
2.2
Information We Collect Personal Information Provided Directly Name, email, phone number
- Company or professional details
- Documents or messages submitted via forms
- Any voluntary information shared
- Automatically Collected Information IP address, browser and device details
- Pages visited, time of access
- Cookies and tracking information
- Third-Party Sources Service providers
- Payment processors
- Social media platforms
- Public databases
2.3
How We Use Your Information We use your data to:
- Provide and improve services
- Respond to inquiries
- Personalize user experience
- Ensure security and compliance
- Send updates, offers, or newsletters (optional, opt-out anytime)
2.4
Legal Basis for Processing Where applicable (GDPR-aligned), processing is based on:
- Consent
- Contractual necessity
- Legal obligations
- Legitimate business interest
2.5
Sharing Your Information EFG-HUB does not sell personal data. We may share information only with:
- Trusted service providers
- IT and hosting partners
- Legal authorities (if required by UAE law)
- All third parties are bound by confidentiality agreements.
2.6
Data Retention We retain personal data only as long as necessary to:
- Provide services
- Meet legal and regulatory requirements
- Resolve disputes
- Unused or expired data is securely deleted or anonymized.
2.7
Cookies Cookies are used to:
- Enhance website performance
- Track usage
- Improve user experience
- You may disable cookies in your browser settings, but some features may not function properly.
2.8
Security We implement administrative, technical, and physical safeguards, including:
- Secure servers
- Encryption where applicable
- Access controls and authentication
- Regular system monitoring
- While we take reasonable measures, no system is completely secure.
2.9
User Rights Depending on your jurisdiction, you may request:
Access, correction, deletion, restriction of processing, or withdrawal of consent
Requests can be sent to info@efghub.ae.
2.10
Third-Party Websites The Website may contain links to external websites. EFG-HUB is not responsible for their content or privacy practices.
2.11
Policy Updates This Policy may be updated periodically. Changes will be posted on the Website with the updated date.